Considering a Refinance?

There are several reasons to refinance especially considering today’s historically low interest rates. So let’s discuss what a “refinance” actually is,  and the two types of refinances available. When you refinance your home,  you take a new loan against your home and pay off the old loan, basically “re-doing” the financing. The first type of refinance, […]

You CAN Buy a House after Bankruptcy…Here’s How..

So here’s some truth for ya, back in March of 1997, after having just given birth to my first child Serenity in November of 1996, I decided to claim bankruptcy. The truth is I was afraid. My pregnancy was very risky. I was bed-ridden for months and unable to work. No work means NO MONEY. My debt mounted up and it […]

Surviving the Escrow Process

Exactly what is Escrow? There is an episode of Friends (Season 10 Episode 14 to be exact), where Chandler and Monica are buying a home and they ask Joey to come and see the home.  The conversation went like this: Joey: “But no, it’s not close. You said it was in escrow? I couldn’t even find it on […]

Considering Overseas Real Estate?

My journeys of travels started early on as a child, I remember taking my first cruise to Puerto Rico at the age of twelve with my mom. This started my relentless drive and thirst to travel. Fast forward to today with each country I travel to it’s not only for pleasure I also research foreign Real Estate. […]

Home Shopping Tips…

So you are pre-approved, now for the FUN PART…SHOPPING! Before you just hit the streets on a mad house hunting venture, you need to do some preparing. You don’t just want to pick up the phone, call the number on a sign, and venture out by yourself. Number 1, it is unsafe.  You also may waste a lot of time looking […]