Home Loans

The biggest obstacle when purchasing a home is financing. Everybody would purchase a home if they had the money…right? Well, obtaining financing is a matter of 4 basic numbers, your credit score, your income, your debt, and your assets. Quite often people qualify, but just don’t know it.

Did you know you can qualify for a home loan either to PURCHASE even after a bankruptcy or with a FICO as low as a 580. We even offer down-payment assistance programs. And if you have excellent credit and a down the options are even greater.

If REFINANCING is your goal, we offer Cash-Out and Rate and Term options to save you money each month.

If you want to discover what we can do to help you discover your home ownership possibilities, contact our office.

AND YOU CAN ALSO JUST JUMP IN AND APPLY BY CLICKING BELOW

As an ADDED BENEFIT when you obtain your loan and real estate services through us, you are credited 20% of the agents commission towards closing costs. So a competitive rate, excellent service, AND closing costs credits…that’s what we offer here at Pacific Bay Estates, where we are focused on Bridging the Gap to Home Ownership.

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