Author: Tezra Norman

COVID-19 Real Estate Info

So you were thinking of buying OR you currently own a home and now EVERYTHING seems to be in limbo. First, let us all remember that we are a resilient people. As everything we have faced in the past, this too shall pass. That being said what do we do in the meantime. HOMEOWNERS: Financial…

Mary Ellen Pleasant AKA The Black City Hall of S.F.

The short answer is Lisa Bonet portrayed her on Drunk History in Season 1 Episode 5. The long answer is much more intriguing and inspiring. Pleasant was once the most talked-about woman in San Francisco. When other African Americans were rarely mentioned, she claimed full-page articles in the press. The obstacles this woman managed to…

Leap into Homeownership 2020 Sacramento Event

February 29, 2020 (11 am – 1 pm) Fairfield Inn & Suites by Marriott, Rancho Cordova Learn how to buy a house in California…it’s not as hard as you might think. Are you looking to own your own home but not sure where to start? Pacific Bay Estates is offering a FREE workshop to bridge…

Considering a Refinance?

There are several reasons to refinance especially considering today’s historically low interest rates. So let’s discuss what a “refinance” actually is,  and the two types of refinances available. When you refinance your home,  you take a new loan against your home and pay off the old loan, basically “re-doing” the financing. The first type of refinance,…

You CAN Buy a House after Bankruptcy…Here’s How..

So here’s some truth for ya, back in March of 1997, after having just given birth to my first child Serenity in November of 1996, I decided to claim bankruptcy. The truth is I was afraid. My pregnancy was very risky. I was bed-ridden for months and unable to work. No work means NO MONEY. My debt mounted up and it…

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